The stuff that's actually worth signing up for.
Every account, app, and service I send people to. Vetted, used, and worth your time. No filler. No fake recommendations. Just the ones that pay back.
Heads up: Some links on this page are affiliate links. When you sign up through them, Casper Capital may earn a commission at no extra cost to you. I only recommend tools I actually use or have personally vetted.
Banking & saving
Where your cash should actually live.
If your money is sitting in a Big Bank checking account earning 0.01%, you're losing real money to inflation every month. These are the accounts that actually pay you.
- Top pick
High-Yield Savings Account
Earn 4–5% APY on cash that's just sitting there.
Big banks pay you 0.01%. These accounts pay 400-500x more, same FDIC insurance, no minimums.
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Better Checking Account
No fees, real perks, and built for daily spending.
Stop paying $5–$15/month in checking fees. The right checking account is free and gives you cashback.
Sign up
- Coming soon
Business Checking
Separate your personal and business money.
If you have any side income (Uber, Etsy, freelance), a separate business checking saves you at tax time and protects you legally.
Investing & retirement
How to actually grow what you keep.
Once your money isn't leaking out, the next move is making it grow. These are the brokerages and retirement accounts I personally use.
- Top pick
Brokerage / Roth IRA
Buy stocks, ETFs, and tax-free retirement growth.
A Roth IRA is the closest thing to a free lunch in personal finance. Tax-free growth forever. Open one before December 31 every year.
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- Coming soon
Gold IRA
Diversify retirement savings with physical gold.
If you're worried about inflation eating your retirement savings, allocating a small portion to gold is one historical hedge.
Insurance
The bills you're probably overpaying.
Most people set insurance up once and never check again. Rates change. Coverage changes. Comparing every 6 months is the cheapest hour you'll ever spend.
- Featured
Auto Insurance Comparison
Compare rates from 30+ insurers in 2 minutes.
Average savings when comparing: $400–$800/year. Same coverage, lower price.
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Pet Insurance
Cover surgeries and vet bills before they bankrupt you.
One ACL surgery = $5,000+. Pet insurance pays out 70–90%. Costs $25–$50/month for most dogs.
Sign up
- Coming soon
Term Life Insurance
Protect your family for ~$20/month.
If anyone depends on your income, term life is one of the cheapest, most important things you'll ever buy. Get a 20-year term while you're young.
Money help
When you're behind, this is what works.
If debt is keeping you up at night, you have more options than you think. These services have actually helped people I know cut what they owe.
- Coming soon
Debt Relief
Settle credit card and unsecured debt for less.
If you're drowning in $10K+ of credit card debt, debt relief can cut what you owe by 30–50%. Not for everyone, but a real option when you're stuck.
Free Casper tools
Stuff I built. All free.
These don't pay me anything. They're here because they help.
- Top pick
Payout app
Find every settlement you qualify for.
Most claims need no proof, take 60 seconds, and pay $50–$2,500. Already returned $1M+ to users.
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What-Are-You-Owed Quiz
5 questions to see your personal payout estimate.
Free, no signup wall. Takes 60 seconds.
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Live Settlements List
Every settlement currently paying out.
Updated daily. Click through to claim directly.
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5 Apps That Quietly Pay You
Apps that pay you for stuff you're already doing.
Curated list. Real users only. No fluff.
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